Insurance for Dummies, 2nd Edition
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When you’re in a car accident, it’s easy to forget what information you need — you’re shaken up and rattled. But for your insurance company and that of any other people involved, carry a copy of the following list in your glove compartment so that you get all the information you need to protect yourself and expedite your insurance claim.
  • Date and time of accident

  • Accident location (take photos if you have a cellphone with a camera)

  • Name, address, phone number, and driver’s license number of the driver of the other vehicle

  • Injuries (for each person)

  • Name, address, and phone number of each witness

  • Police department responding, including phone number

  • Police case number

  • Police officer’s name

  • Tickets issued (if any)

  • Name, address, and phone number of each passenger in your vehicle

  • Name, address, and phone number of each passenger in the other vehicle

  • Name, address, phone number, and driver’s license number of the owner of the other vehicle (if different from driver)

  • The year, make, model, license plate number, and vehicle identification number (VIN) of the other vehicle

  • The insurance company, insurance agent (name and phone number), and policy number of the other vehicle’s driver

  • The insurance company, insurance agent (name and phone number), and policy number of the other vehicle’s owner (if different from driver)

About This Article

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About the book author:

Jack Hungelmann has more than 2,000 hours of insurance education and has been in private practice for more than 30 years. He is the proprietor of an independent insurance agency, and he teaches risk management and insurance courses through continuing education programs in Ohio and Minnesota.

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