Mary Reed

Mary Reed: Mary Reed is a personal finance writer who has coauthored or ghostwritten numerous books on topics related to consumer money matters and legal rights. The books she has coauthored with John Ventura include The Everyday Law Kit for Dummies, Divorce For Dummies, and Good Advice for a Bad Economy (Berkeley Books). Mary has also written for the magazines Good Housekeeping, Home Office Computing, and Small Business Computing, and she has ghostwritten numerous articles that have appeared in national and local publications.
Mary is also the owner of Mary Reed Public Relations (MR•PR), an Austin, Texas-based firm that provides public relations services to a wide variety of clients, including authors, publishers, attorneys, financial planners, healthcare professionals, retailers, hotels, restaurants, and nonprofits.
Prior to starting her public relations business and writing career 20 years ago, she was vice president of marketing for a national market research firm, marketing director for a women’s healthcare organization, and public relations manager for Texas Monthly, a national award-winning magazine. She received her MBA from Boston University and her BA from Trinity University in Washington, DC.
In her free time, Mary serves on the board of a community development corporation in her neighborhood. She also enjoys long morning bike rides, road trips with her husband, gardening, working her way through the stack of books by her bed, taking care of her six cats, and spending time with her family and many friends.

Articles & Books From Mary Reed

Article / Updated 05-03-2023
The federal Truth in Lending Act makes it easy to compare credit card offers, because it requires credit card companies to provide written information about the credit card terms. Do a comparison of credit cards fees, rates, APRs, and balance calculation methods before you accept even a preapproved credit card.
Cheat Sheet / Updated 02-23-2022
If you’re going through a divorce, basic decisions need to be made with your spouse. Interview divorce attorneys before you decide to hire one to help with your divorce and keep a list of national and local resources available in case you need divorce advice and support.Basic divorce decisionsImportant and difficult decisions have to be made when you’re working out the terms of your divorce, especially if minor children are involved.
Article / Updated 04-03-2017
A debt collector may agree to let you pay less than the total amount you owe on a debt. Although settling a debt shows up as negative information in your credit report, negotiating a settlement indicates that you took responsibility for paying as much as you could on the debt. Your credit report will show that the settled debt is not outstanding anymore.
Article / Updated 03-31-2017
Your credit report contains information your current creditors and potential future lenders review to make decisions about your creditworthiness. You are entitled to one free copy of each of your credit reports every 12 months. To order your free reports, go to AnnualCreditReport.com, or call 877-FACT-ACT. For a comprehensive picture of your creditworthiness, order a copy of your credit report from each of the national credit reporting agencies, not just from one.
Article / Updated 03-26-2016
The best way to avoid financial problems is to establish financial goals and a household budget to help achieve them. Your financial goals should be specific, realistic, time based, and flexible. As you put together your financial plan, place each goal into one of three categories: Credit: ©iStockphoto.com/Ximagination Short-term goals: These are goals that you believe you can accomplish within the next six months to one year, such as putting a certain amount of money in your savings, paying off a loan, outfitting your kids for the start of school, or having enough money to join a health club.
Article / Updated 03-26-2016
If you don’t have enough money to pay all your living expenses and debts, do not take out a loan that will compound your financial problems. Although personal loans may give you temporary financial relief, more debt won’t fix your money problems. When it comes to improving your finances, you won't find any easy answers or shortcuts to common sense and dedicated budgeting.
Article / Updated 03-26-2016
A call from a debt collector can be intimidating to say the least. The following tips will help you stay in control and calmly handle a debt collector so you avoid saying something that could create more problems. Keep this list close to your phone so you're ready when you get a call from a debt collector: Never engage in casual conversation with a debt collector.
Article / Updated 03-26-2016
If living on a strict budget is not enough to resolve your financial problems, meeting with a credit counselor to negotiate concessions from your creditor may help. Do your homework and get the following information together for your initial meeting with a credit counselor: A list of all your debts. Include the amount of your current monthly payments, the interest rate on each debt, whether a certain debt is secured or unsecured, and whether you have fallen behind on a debt (and by how much).
Article / Updated 03-26-2016
If you're drowning in debt, a credit counseling agency can be a great help. Use caution when finding an agency to help you mange debt, not every agency is as dependable as they say. Use any of the following resources to find a legitimate credit counseling agency: The National Foundation for Credit Counseling: www.
Article / Updated 03-26-2016
Hiring a trustworthy divorce attorney is an important decision, whether you work with them from the beginning to end of your divorce or on a limited basis. Your attorney can affect the cost, course, and outcome of your divorce. To find the right attorney to help with your divorce, ask these questions when you meet: How long have you been practicing divorce law and how many cases have you handled?