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Divorce For Dummies Cheat Sheet

If you’re going through a divorce, basic decisions need to be made with your spouse. Interview divorce attorneys before you decide to hire one t...

In Divorce
Managing Debt For Dummies Cheat Sheet

If you’re dealing with debt, getting calls from debt collectors can be unnerving. Use some basic tips for handling those calls with ease. Take a...

In Credit
Get Copies of Your Credit Reports

Your credit report contains information your current creditors and potential future lenders review to make decisions abo...

In Credit Reports
Debt Collectors May Try to Cash In on Old Debts

Debt collectors who pursue old debts are not breaking any laws unless they violate the Fair Debt Collection Practices Act (FDCPA) or your state’...

In Credit
Comparing Credit Card Terms before Accepting Card

The federal Truth in Lending Act makes it easy to compare credit card offers, because it requires credit card companies to provide written information...

In Credit Cards
Ask Debt Collectors for Proof of Your Debt

When a debt collector contacts you about a debt, he must send a written statement of your right to request written verification of the debt and your r...

In Credit

Actively Oversee Your Debt Management Plan

To ensure that your debt management plan helps you get out of debt, you must take an active role in overseeing it. Even when working with a reputable...

In Credit
What Debt Collectors Can’t Do to Recover You

Knowing what debt collectors cannot do to collect a debt from you may help you deal with and protect you from their approaches to debt collection. Th...

In Credit
Paying Taxes on Time to Avoid Penalties

April 15 is the deadline for filing state and federal individual income tax returns. An extension to file your tax return is not an extension to pay y...

In Taxes
Prioritize Repayment of Your Unsecured Debts

Not paying unsecured debts can result in loss of assets. If you cut your budget to the bare bones and still can’t pay all your debts and living...

In Credit