Loans & Credit Books

Get a loan, pay off your debt, understand your credit score, and improve your financial situation, whatever it may be.

Loans & Credit Books

5 results
5 results
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Credit Repair Kit For Dummies

Published 01-07-2021

<p><b>Sensible ways&nbsp;to manage and repair your credit&nbsp;</b></p> <p>Need a credit makeover? You&rsquo;re&nbsp;not alone: in the U.S., outstanding credit card and other types of revolving debt have jumped over 20% in the past decade,&nbsp;and millions of Americans are struggling with&nbsp;one or more&nbsp;credit-related&nbsp;issues.&nbsp;Whether you&rsquo;re just working on improving your score&nbsp;or&nbsp;need some&nbsp;sound&nbsp;advice&nbsp;on how to&nbsp;make debt a thing of the past, the latest edition of&nbsp;<i>Credit Repair Kit for Dummies</i>&nbsp;is packed with&nbsp;reliable&nbsp;information for&nbsp;escaping the quicksand and taking the concrete steps needed to build up&nbsp;a&nbsp;solid&nbsp;score.&nbsp;&nbsp;</p> <p>There are many reasons why you might have a subpar&nbsp;credit&nbsp;score&mdash;mortgage and auto debt, student loans, impacts of disasters such as COVID-19, and even identity theft. This book&nbsp;covers&nbsp;these scenarios and more,&nbsp;helping&nbsp;you identify the reasons behind a lower score&nbsp;and providing you with&nbsp;straightforward, proven techniques for managing it back to where you want it to be.&nbsp;Also included are&nbsp;sample credit reports, forms, templates, and other helpful&nbsp;online tools&nbsp;to&nbsp;use to&nbsp;whip your score into decent shape.&nbsp;&nbsp;</p> <ul> <li>Add information to your report to beef-up a low score&nbsp;</li> <li>Avoid, reduce, and get rid of mortgage, credit card,&nbsp;student loan,&nbsp;and auto debt&nbsp;</li> <li>Keep a good credit score during a period of unemployment&nbsp;</li> <li>Fight back against identity theft&nbsp;</li> </ul> <p>A&nbsp;good credit score is always&nbsp;a&nbsp;great thing to have. This book shows you how to put even the worst credit situations behind you&nbsp;and make a&nbsp;poor&nbsp;score just a bad&mdash;and distant&mdash;memory.&nbsp;&nbsp;</p>

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Mortgage Management For Dummies

Published 06-26-2017

<div><b>Quickly make sense of mortgages</b></div> <p>Taking out a mortgage to purchase real estate is a huge decision, one that could affect your family's finances for years to come. This easy-to-follow guide explains how to secure the best and lowest-cost mortgage for your unique situation. Whether you select a 15- or 30-year mortgage, you'll get all the tips and tricks you need to pay it off faster&mdash;shortening your payment schedule and saving your hard-earned cash.</p> <ul> <li>Fine-tune your finances</li> <li>Qualify for a mortgage</li> <li>Secure the best loan</li> <li>Find your best lender</li> <li>Refinance your mortgage</li> <li>Pay down your loan quicker</li> <li>Must-knows about foreclosure</li> <li>Top mortgage no-nos</li> </ul>

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Credit Repair Kit For Dummies, 4th Edition

Published 03-14-2014

Credit card debt is the third largest source of household indebtedness. Credit Repair Kit For Dummies gives you the tools you need to repair your credit. This new edition covers: major changes with the Consumer Financial Protection Bureau's (CFPB) inquiry into overdraft practices and their effect on consumers; dealing with the effect of tightened credit markets on those with good, marginal, or bad credit; best ways to recover from mortgage related score hits or minimize damage after walking away from a home; updated Vantage Score information; updated coverage on reporting programs like FICO Score watch, etc.; what makes a good FICO score today; a new section on significant others (boyfriend/girlfriend/spouse) and credit/debt sharing; Debt Relief Act in a mortgage meltdown situation; the latest tips and advice on dealing with identity theft and annoying collection calls; and more.

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Managing Debt For Dummies

Published 01-30-2007

If you&#8217;re trying to kick the &#8220;Buy Now/Pay Later&#8221; habit and get your spiraling debt under control, you need <i>Managing Debt For Dummies</i> now! This practical, commonsense guide provides straightforward strategies for coping with every kind of secured and unsecured debt, including, personal loans, car loans, mortgages, home equity loans, lines of credit, credit cards, finance company loans, and student loans. You&#8217;ll find out how easy it is to: <ul type="disc"> <li>Distinguish between good and bad debt</li> <li>Go on a &#8220;debt diet&#8221; to get back into financial shape</li> <li>Start a filing system to track debt and protect life after debt</li> <li>Adopt a smart spending regimen</li> <li>Increase your income</li> <li>Consolidate your debt</li> <li>Decide which bills to pay when you can&#8217;t pay them all</li> <li>Use credit cards responsibly</li> </ul> <p>You can still live well while slashing spending on groceries, clothing, and entertainment. Find out how in <i>Managing Debt for Dummies</i>.</p>

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Personal Bankruptcy Laws For Dummies

Published 01-04-2006

<b>With tips on understanding -- and surviving -- the new bankruptcy laws</b><br /> <br /> If you're considering bankruptcy, you need straightforward answers and reliable advice. This handy guide covers it all -- so you can get your finances in line and your life back on track. This updated new edition covers everything you need to know about the new bankruptcy law and includes even better resources. Don't get desperate -- get out of debt instead!<br /> <br /> Discover how to<br /> * Weigh the consequences of bankruptcy<br /> * Manage your spending<br /> * Find professional help you can trust<br /> * Decide on the right type of bankruptcy<br /> * Pass the means test<br /> * Keep more of your stuff

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