Introduction 1

Part I: Understanding Investing Terms and Concepts 7

Chapter 1: Making Sense of Your Investing Options 9

Chapter 2: Using Investments to Accomplish Your Goals 21

Chapter 3: Setting Your Return Expectations 35

Chapter 4: Minimizing Your Taxes When Investing 45

Part II: Preparing Your Investing Foundation 57

Chapter 5: Laying Out Your Financial Plans 59

Chapter 6: Starting Out with Bank and Credit Union Accounts 77

Chapter 7: Managing Money Market Funds 91

Part III: Beginning Investments 105

Chapter 8: Getting Your Slice of Capitalism with Stocks 107

Chapter 9: Securing Investment Income and Principal with Bonds 125

Chapter 10: Investing in Funds: Mutual Funds and Exchange-Traded Funds  141

Part IV: Advanced Investments 167

Chapter 11: Seeking Shelter and Appreciation in Real Estate 169

Chapter 12: Taking Your Talents to the Small-Business Arena 191

Chapter 13: Exploring Other Investment Vehicles 205

Part V: The Part of Tens 215

Chapter 14: Ten Things to Know About Investing Resources 217

Chapter 15: Ten Essential Tips for Investing Success 225

Index  231