Personal Finance

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Scheduling a Payment with the Quicken 2007 Calendar

If a payment occurs regularly — the payment might be for a loan or some other regular bill like your cable TV service — you can use Quicken to set it up as a scheduled payment. When you do so, Quicken [more…]

Using Microsoft Money 2005 to Track a Home's Value or Other Asset

Ask most homeowners what their most valuable asset is, and they'll say their house. But ask them how much equity they have in that house, and you usually get a much less definitive answer — if you get [more…]

How to Find Help for Your Credit Problems

A credit-counseling agency serves as an objective party to help you sort through your credit problems, see your credit situation through the eyes of professional, give you some credit education, offer [more…]

The Dangers of Short-Selling in an Uncertain Economy

Before you start short selling your way to untold fortunes, you should know that short selling is a speculative strategy with significant risks and may not be appropriate for most investors. [more…]

How to Protect Your Property from the Estate Recovery Act

The Estate Recovery Act technically isn’t a tax, but it involves the government taking money out of your estate after you die. In fact, the Estate Recovery Act can have a far more devastating impact on [more…]

How to Save Money by Taking Care of Your Car’s Tires

Taking care of your car’s tires can pay off handsomely by increasing your tires’ longevity, handling, and performance, as well as providing you with a more comfortable ride and better gas mileage. [more…]

Who's Who in an Annuity

All annuity contracts share the same basic DNA. The following sections describe the participants who have a hand in all the annuities you'll run across. [more…]

Commercial Real Estate Investing Lingo

Commercial real estate investing is all about numbers. In order to evaluate and analyze a commercial real estate investment, you need to know a few important numbers, what they're called, and how to figure [more…]

Investing in Stocks by Term

Are your goals long term or short term? Answering this question is important because individual stocks can be either great or horrible choices, depending on the term. Generally, the term can be short, [more…]

Making Sense of Your State's Inheritance and Estate Taxes

Some states are repealing or phasing out their inheritance or estate taxes, but other states that currently don’t have estate-related taxes are instituting an inheritance or estate tax. Whereas most state [more…]

The Types of Federal Student Assistance Programs

The U.S. Department of Education gives out a substantial amount of money to help students and their families afford the costs of higher education. Student financial aid from the federal government requires [more…]

The Types of Federal Student Loans

Four major types of federal loans are available to students or their parents: Stafford Loans, PLUS Loans, Perkins Loans, and Consolidation Loans. Each type of loan is aimed at a different set of people [more…]

Setting Up Your First Accounts in Quicken 2003

If you've used a previous version of Quicken, the program asks if you want to convert your data to the new version. Do this. After you've upgraded from the older version, all your accounts should be ready [more…]

I Bond Investments

I bonds are built to buttress inflation. Issued in eight different denominations, from $50 up to $10,000, the I Series bonds offer a fixed rate of return plus an adjustment for rising prices. Every May [more…]

Flipping Strategy: Buying into a Hot Market

When most people think of flipping houses, they immediately envision a process of buying a ramshackle house on the cheap, fixing it up, and then reselling it for more than they've invested in it. That's [more…]

How to Rebuild Your Credit History with Smart Money Management

The credit history rebuilding process is not difficult, but it takes time. Your goal is to add positive information to your credit history by obtaining a small amount of new credit from a reputable creditor [more…]

How to Save on Individual Health Coverage

If you have or want individual health insurance coverage, you can do several things to help lower the costs of that health insurance, saving money while still having the protection of health coverage. [more…]

Tried and True Tips on Thriving in Commercial Real Estate Investing

The most beautiful property could be a part of the worst real estate investment you've ever made. Remember that commercial real estate investing is all about the deal, the terms, and the return on investment [more…]

How to Control Credit Debt

The first thing to do when you need to get your credit card debt under control is to look over each of your credit-card statements each month. You may be surprised to find charges on your account that [more…]

How to Get Relief after a Debt Settlement Firm Rip-off

Beware of debt settlement firms that may be out to fleece consumers in crisis. If you get taken by a disreputable credit counseling organization or by a debt settlement firm, contact a consumer law attorney [more…]

Tax-Deferred Ways to Save for College

Saving money for college (yours or your children’s) is a good thing, even when financial times are tough. Uncle Sam backs up that college-investment philosophy with a variety of savings programs that contain [more…]

How to Increase Returns While Decreasing Risk in an Uncertain Economy

In an uncertain market, the key to managing risk is diversification. By combining different types of investments, you can get the major benefit of diversification: a relatively high rate of growth, with [more…]

Getting Quicken 2005 Ready for Payroll Work

Preparing the payroll? It's no problem with Quicken 2005. To prepare payroll checks and summarize the payroll information that you need to prepare quarterly and annual returns, you need to set up several [more…]

How to Use Insurance Coverage You Already Have

You can make your insurance policies really work for you by taking advantage of the insurance coverage those policies offer that you may not even know about — and, in the process, avoid paying for unnecessary [more…]

Sneaking a Peek at Technical Traders' Secrets

Technical traders come in all stripes (and some are plaid). Go to any technical analysis conference, and you'll meet people ranging from the geeky math whiz to the goal-oriented fund manager to the retired [more…]

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Personal Finance