How to Stop Credit Solicitations
By eliminating credit-card and loan offers, you will be less apt to apply for easy credit. One way to minimize the number of solicitations you receive from would-be lenders is to get your name added to no-call or no-solicitation lists. Eliminating these solicitations also reduces the number of opportunities identity thieves have to establish credit in your name — and saves a few trees.
Registering your name with no-call or no-solicit lists doesn’t affect your ability to borrow money.
Call 888-5OPTOUT (888-567-8688) to have your name removed from the marketing lists that are sold by credit bureaus to potential lenders.
Write the Direct Marketing Association to be removed from its direct mail and phone lists. Be sure to write a letter to each of the following:
Mail Preference Service, P.O. Box 643, Carmel, NY 10512
Telephone Preference Service, P.O. Box 1559, Carmel, NY 10512
Register for the National Do Not Call list by clicking this link or calling 888-382-1222.
Unfortunately, you can’t eliminate all unwanted solicitations by getting your names on these lists. Charities, politicians, survey-takers, and companies that you currently do business with are exempt from these rules. However, you can still ask companies individually to add your name to their internal do-not-call lists.