Veterans Benefits For Dummies
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Service-Disabled Veterans’ Insurance (S-DVI) is life insurance designed specifically for veterans with service-connected disabilities. S-DVI is available as term, modified, or ordinary life insurance and in a variety of other permanent insurance plans as well. The maximum amount of coverage is $10,000.

You can apply for S-DVI if you meet the following four criteria:

  • You were released from active duty on or after April 25, 1951, with a discharge that the VA considers to be other than dishonorable.

  • You were rated for a service-connected disability.

  • You are in good health except for any service-connected conditions.

  • You apply within two years from the date the VA grants your service-connected disability.

Monthly premiums depend on your age, the amount of coverage you elect, and the specific insurance plan you choose. You can review the current rates in this pamphlet.

If you’re eligible, you can apply for S-DVI by completing a VA Form 29-4364, Application for Service-Disabled Veterans Life Insurance. You can obtain this form from any VA regional office (see Appendix B for locations). You can also download the form from the VA’s website at the Servicemembers Group Life Insurance (SGLI).

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Rod Powers is a recognized expert in all U.S. military matters. A military author, his articles have appeared in numerous military and civilian publications. Powers is the co-author of the successful ASVAB For Dummies, 2nd Edition, and serves as a military guide for

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