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Published:
September 9, 2024

Social Security For Dummies

Overview

Get the Social Security benefits you've earned

In the newly updated Social Security For Dummies, you'll find all the basics on Social Security, plus the latest updates and changes, so that you can make the most of your benefits. With clear jargon-free language and instructions, you'll figure out when to start taking your benefits, based on your unique situation and goals. This bestseller simplifies the complex Social Security system, a cornerstone of many people's retirement budgets. Social Security For Dummies will arm you with the knowledge you need to maximize your financial well-being.

  • Get a comprehensive guide to the foundations of Social Security
  • Understand your benefits and prepare your long-term financial plan
  • Learn the latest benefits and find guidance on updated policies
  • Determine the best time to apply for Social Security

Whether you're gearing up for retirement, already in the Social Security groove, or helping a loved one navigate the benefits maze, this book is your golden ticket to financial peace of mind.

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About The Author

Jonathan Peterson is a former Executive Communications Director at AARP and an award-winning journalist. His interest in Social Security began when he covered the political debate in Washington that led to major reforms in 1983. He is a former Washington correspondent for the Los Angeles Times.

Sample Chapters

social security for dummies

CHEAT SHEET

Social Security is part of nearly every American’s life in retirement, if not sooner. If you’re like most people, you’re aware that when you start collecting retirement benefits affects how much money you get, but you’re not sure what that means for you. Armed with answers to some key questions, you can get the most out of your Social Security retirement benefits.

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Articles from
the book

Copyright © 2020 AARPSocial Security faces a shortfall. To pay benefits, Social Security will increasingly rely on its trust funds because revenues from the payroll tax aren’t sufficient. After about 2035, when the trust funds are exhausted, the program is projected to have enough income to cover about 80 percent of promised benefits.
Copyright © 2020 AARP.A growing number of Americans owe income tax on part of their Social Security benefits. You typically won’t owe income taxes on your benefits if they represent all of your income. But significant income from work, investments or a pension — on top of Social Security — could be an income-tax liability.
In the course of a year, the Social Security Administration (SSA) has tens of millions of direct contacts with the public, in field offices and over the phone. These contacts range from simple queries for information to emotionally charged concerns about benefits that can have a huge impact on a person’s monthly income.
Social Security is part of nearly every American’s life in retirement, if not sooner. If you’re like most people, you’re aware that when you start collecting retirement benefits affects how much money you get, but you’re not sure what that means for you. Armed with answers to some key questions, you can get the most out of your Social Security retirement benefits.
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Frequently Asked Questions

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