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Articles & Books From Robert S. Griswold
The top choice among home buyers in need of assistance Home Buying Kit For Dummies is your one-stop guide to navigating the housing market and buying a home. This updated book helps you through the largest—and most complex—purchase you're likely to make, offering a map to navigating the occasionally choppy waters of home buying.
Make smart decisions in any real estate market Real estate is always on the radar of investors looking for growth opportunities. Real Estate Investing For Dummies is your no-nonsense guide to adding real estate to your own portfolio. Considered one of the most desirable investment types, real estate is a great way to build wealth—if you know how to navigate the challenges.
Howdy, landlord! Get on the right side of the law with DummiesLandlord's Legal Kit For Dummies contains all the resources landlords need to unpack the legal side of renting properties. Inside you'll find worksheets, templates, and friendly explanations that will help you find success. Once you have your property and your tenants, you'll need to make sure you operate within your rights, complete all the necessary admin, and handle taxes in an accurate and timely way.
Before you put that FOR RENT sign in the yard, read this Hello there, future landlord. You’ve found what you’re looking for—a complete package of information and resources to teach you what you need to know and make your life (and your tenants’ lives) easier. With Property Management Kit For Dummies, you can learn how to manage single-family homes, large apartment buildings, treehouses, dollhouses… okay, there’s not much info here on managing dollhouses, but everything else is definitely covered.
Article / Updated 04-04-2018
What is a fixed mortgage? As you may have surmised from the name, fixed-rate mortgages have interest rates that are fixed (that is, the rate doesn’t change) for the entire life of the loan, which is typically 15 or 30 years. With a fixed-rate mortgage, the interest rate stays the same, and the amount of your monthly mortgage payment doesn’t change.
Article / Updated 05-08-2020
The FICO score evaluates five main categories of information. Some, as you’d expect, are more important than others. It’s important to note the following about your fico score:
A score considers all these categories of information, not just one or two.
The importance of any factor depends on the overall information in your credit report.
Article / Updated 04-04-2018
What is a reverse mortgage? A reverse mortgage is a loan against your home that you don’t have to repay as long as you live there. In a regular, or so-called forward mortgage, your monthly loan repayments make your debt go down over time until you’ve paid it all off. Meanwhile, your equity is rising as you repay your mortgage and as your property value appreciates.
Article / Updated 05-12-2022
If you talk with others or read articles or books about prepaying your mortgage, you’ll come across those who think that paying off your mortgage early is the world’s greatest money-saving device. You’ll also find that some people consider it the most colossal mistake a mortgage holder can make. The reality is often somewhere between these two extremes.
Article / Updated 04-04-2018
If you believe you want to choose mortgage payoff faster than is required, this information is for you. If you’re certain that you want to pay down your mortgage balance quicker, it can be as simple. Here’s a few tips that show how to pay off your mortgage faster:
Making an extra mortgage payment: If the stars align or you find yourself with extra funds, you can make an extra mortgage payment.
Article / Updated 04-04-2018
Is mortgage insurance tax deductible? If you’re a high-income earner, are subject to the Federal Alternative Minimum Tax (AMT), or have low levels of itemized deductions, be warned that some of the itemized deductions from your mortgage interest may not effectively be tax deductible and may result in less tax savings than you think.