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Published:
September 29, 2008

Medicare Prescription Drug Coverage For Dummies

Overview

Confused about Medicare’s drug coverage? You’re not alone. Medicare Prescription Drug Coverage For Dummies explains Part D in plain English and shows you how to find the best deal among numerous drug-coverage plan options. Whether you’re new to Medicare or already in the program, you’ll navigate the system with more ease and confidence, avoid pitfalls and scams, and have plenty of help choosing the plan that’s right for you.

This easy-to-understand, consumer-friendly guide helps you find out whether Part D affects any drug coverage you already have and weigh the consequences of going without coverage. You’ll find ways to compare plans, identify the one that covers your drugs at the least cost, and make sure you sign up at the right time. And you’ll learn

how to minimize your expenses, use the “right” pharmacies, and troubleshoot any problems with your coverage. Discover how to:

  • Decide whether you need Part D
  • Understand how Part D works, from costs to coverage
  • Choose and enroll in the best plan for you
  • Get up and running with Part D
  • Handle the coverage gap
  • Lower your drug costs
  • Join and switch plans
  • Comply with long-term-care rules and rights
  • Challenge plan decisions
  • Avoid scams and hard-sell marketing

Now, more than ever, you need clear, reliable information that helps you understand Part D and make smart, cost-saving healthcare decisions. You need Medicare Prescription Drug Coverage For Dummies.

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About The Author

Patricia Barry is a senior editor at the AARP Bulletin and a recognized expert on the Medicare Part D prescription drug program. During a long career in journalism, she has authored thousands of articles and two guidebooks on healthcare and social policy. Since 1999, she has specialized in writing about Medicare and prescription drugs.

Sample Chapters

medicare prescription drug coverage for dummies

CHEAT SHEET

Medicare Part D is the prescription drug coverage portion of Medicare. And Part D can be confusing — a pity, because those who need to understand it most are often elderly. You can start to unravel the Medicare mystery by first understanding who qualifies for Medicare. If you still have questions about benefits, several consumer advocacy groups can help you.

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Articles from
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The nonprofit organizations listed below are leading sources of information on Medicare and act as advocates on behalf of Medicare beneficiaries within Congress and state legislatures. They want to hear about people's first-hand experiences with Medicare (including Part D), and they welcome volunteers to help their efforts.
Whether you're on Medicare or not, prescription drugs can get expensive. The following resources can help people with limited incomes save money on prescription drugs through various public and private programs: BenefitsCheckUp: This website, a service of the National Council on Aging, allows you to find national, regional, state, or local programs that provide benefits you may qualify for without realizing it — or perhaps never knew existed.
Medicare Part D is the prescription drug coverage portion of Medicare. And Part D can be confusing — a pity, because those who need to understand it most are often elderly. You can start to unravel the Medicare mystery by first understanding who qualifies for Medicare. If you still have questions about benefits, several consumer advocacy groups can help you.
Medicare helps tens of millions of seniors and people with disabilities nationwide pay for healthcare. Medicare doesn't pay all of your medical bills, by any means. Nonetheless, it still gives a lot of protection against today's high healthcare costs if you don't have other health insurance. To qualify for Medicare, you must meet certain rules, depending on the following circumstances: If you're age 65 or older: You qualify for Medicare as soon as you reach age 65 if you or your spouse has worked long enough to entitle you to Social Security or Railroad Retirement benefits, even if you're not yet receiving them.
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