How to Set Up Samsung Pay
Read the agreements. The next part of the initial setup process is to step through how you want to set up security.
You have two security options when you are making a transaction: using your fingerprint or entering a PIN. The figure shows the screen that gives you the option.
There are a few scenarios where using a Samsung Pay PIN rather than a fingerprint might make sense. In most cases, using your fingerprint is exceptionally convenient.
If you have already set up your phone to use your fingerprint, you see the Samsung Pay credit card preparation page.
The next step is to enter your credit card information.
Tap the link that says Add Card.
You will be taken to a screen that lets you take an image of your credit card. The left image is when the screen first comes up and the right image is when you have the desired credit card in the viewfinder.
The app then interprets the information on the front of your credit card and populates as many screens as possible with your credit card information.
It will ask you to fill out the form seen here if it can't figure out the information on your card or the information is on the reverse side of the card.
Not every company that offers credit cards is signed up with Samsung Pay. You can check the Samsung website or tap the link to check before you proceed. Otherwise, just go ahead and see whether things go through.
Tap Next, and Samsung Pay will seek to confirm things with your credit card company.
This does not cost you anything. It just wants to make sure that when you do make a charge, everything will flow smoothly. One of the things the company will want to verify is that you are authorized to use that credit card. This means that either you need to be the primary cardholder or you need to coordinate with that person. The screen shown here comes up.
There are three credit card verification options. If you tap SMS, it will send a code to the primary cardholder’s mobile phone. You then enter the code in the next screen and you’re verified.
If you tap email, the bank offering the credit card will send an email to the primary cardholder’s email address. Again, you enter the code sent in the next screen.
The last option is that the primary cardholder calls the customer service line at the bank and makes the request to connect to Samsung Pay.
Once you are verified, it is possible that your phone will ask you to verify that you want to make Samsung Pay your primary app.
The tap and pay primary app verification screen is seen here. (Never let it be said that the folks at Google did not try hard to get you to use Android Pay.)
Enter your signature if you're using a credit card or your PIN if you're using a debit card.
Keep in mind that scanning your fingerprint and tapping your phone on a credit card has the same legal implications as actually signing a credit slip.
Review the final verification screen.
Once everything is ready, you get the verification screen shown here.