Part I: Facing Off Against a Recession.

#1: Determine Your Net Worth.

#2: Calculate Spendable Income.

#3: Create a Monthly Budget.

#4: Breathe Away Tension.

#5: Tense Your Way to Relaxation.

#6: Stretch Away Your Stress.

#7: Lift a Finger for Self-Massage.

#8: Practice Habits of Effective Stress Managers.

Part II: Bumping Up Your Bring-Home.

#9: Update and Customize Your Resume.

#10: Make Your Resume Stand Out.

#11: Get Acquainted with New Interview Trends.

#12: Stand Out in an Interview.

#13: Nail the Video Interview.

#14: Make the Most of a Phone Interview.

#15: Look for Good Jobs Online.

#16: Look into Federal Jobs.

#17: Prepare for a Career Change.

#18: Figure Out What You Really Want to Do.

#19: Persuade Your Organization to Let You Telecommute.

#20: Find Telecommuting Work.

#21: Consider Self-Employment.

#22: Get Acquainted with Home-Based Businesses.

#23: Get New-Business Cash Flowing.

#24: Steps to Take before Leaving Your Job.

#25: Take Tax Deductions on Home-Based Businesses.

#26: Ensure the Survival of Your Home-Based Business in Tough Times.

#27: Choose between Itemized and Standard Deductions.

#28: Boost Your Household Income.

Part III: Putting Your Personal Finances on Firm Footing.

#29: Avoid Unnecessary Fees.

#30: Shop Around for Insurance.

#31: Raise Your Deductible to Save on Insurance.

#32: Save Money on Life Insurance.

#33: Qualify for Homeowner Policy Discounts.

#34: Take Advantage of Coverage You Already Have.

#35: Look for Discounts and Premium Credits from Your Car Insurance.

#36: Save on Medical Coverage Offered by Your Car Insurance.

#37: Continue Health Coverage When You Leave Your Job.

#38: Cap Your Out-of-Pocket Health Expenses.

#39: Save on Individual Health Coverage.

#40: Use Medical Savings Accounts.

#41: Tap into Temporary Health Insurance.

#42: Know the Tax Benefits of a 401(k) Plan.

#43: Continue to Invest, Even at a Reduced Amount.

#44: Borrow from Your 401(k).

#45: Let Your 401(k) Roll Over to Avoid Taxes.

#46: Investigate Tax-Deferred Ways to Save for College.

#47: Squeeze Out Every Drop of Available College Money.

#48: Look into Federal Assistance Programs.

#49: Make Use of Federal Loans.

#50: Defer or Discharge Student Loan Debt.

#51: Consolidate Your College Loans.

#52: Find College-Based Scholarships.

#53: Access State and Local Scholarships.

#54: Tap Organizations for Scholarships.

#55: Accept Work-Study Opportunities.

#56: Negotiate Better Financial Aid.

#57: Refinance a Fixed-Rate Mortgage.

Part IV: Living a Recession-Busting Life.

#58: Develop Good Shopping Habits.

#59: See through the Gimmicks Grocery Stores Use.

#60: Use Coupons Wisely.

#61: Target Seasonal Grocery Sales.

#62: Plan Your Meals Economically.

#63: Save on Snacks.

#64: Stretch One Meal into Two (Or More).

#65: Save on Baby Food.

#66: Cook Up Money Savings.

#67: Can It!

#68: Other Ways to Save in the Kitchen.

#69: Save on Salon Expenses.

#70: Expand Your Wardrobe.

#71: Remove Stains from Clothing.

#72: Reconstruct Your Clothes.

#73: Find Fun in Community Resources.

#74: Have Fun in Your Own Backyard and Beyond.

#75: Save for a Family Vacation.

#76: Travel on a Few Dollars a Day.

#77: Save on Phone Bills.

#78: Stay Cool on the Cheap.

#79: Warm Up for Less.

#80: Make Your Own Cleaning Solutions.

#81: Replace a Roof Shingle.

#82: Find Roof Leaks.

#83: Add More Insulation.

#84: Insulate Pipes.

#85: Insulate Heat Ducts.

#86: Test and Fix a Window Air Leak.

#87: Stop Air Leaks around Doors.

#88: Identify Plumbing Leaks.

#89: Improve Water Heater Efficiency.

#90: Help Your Furnace Work More Efficiently.

#91: Save on Your Fuel Expenses.

#92: Change Your Own Car Oil.

#93: Take Care of Your Tires.

#94: Hire a Pro without Getting Taken for a Ride.

Part V: Making the Most of Holidays and Other Special Events.

#95: Throw a Party on a Budget.

#96: Entertain on a Shoestring.

#97: Spend Less on Holiday Decorations and Gifts.

#98: Get Creative with Gift Giving.

#99: Give and Package Sweets and Treats.

#100: Save on Fine Dining.

Part VI: Staying Afloat If the Boat Starts to Sink.

#101: Look for Signs of Financial Trouble.

#102: Understand the Cost of Bad Credit.

#103: Get Copies of Your Credit Report and Scores.

#104: Check Your Credit Report.

#105: Dispute Inaccurate Info on Your Credit Report.

#106: Add Positive Info to Your Credit Report.

#107: Bring Credit Card Debt Under Control.

#108: Take Credit Solutions into Your Own Hands.

#109: Seek Help for These Credit Problems.

#110: Work with a Credit Counseling Agency.

#111: Create a Debt-Management Plan.

#112: Talk to Creditors to Work Out a Solution.

#113: Negotiate a Payback Arrangement with Collectors.

#114: Avoid Credit-Repair Scams.

#115: Keep Credit Under Control While Unemployed.

#116: Use Home Equity to Consolidate Debts.

#117: Take Control When Foreclosure Looms.

#118: Draft a Plan of Attack to Offset Foreclosure.

#119: Understand Types of Bankruptcy.

#120: Try to Avoid Bankruptcy.

#121: Negotiate with Creditors to Avoid Bankruptcy.

#122: Choose Which Bills to Pay When You File for Bankruptcy.

#123: Negotiate with the IRS.

Part VII: The Part of Tens.

#124: Ten Ways to Trim the Money Tree.

#125: Ten Ways to Handle Financial Emergencies.

Index.