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Medicare Part D Costs

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Medicare Part D covers outpatient prescription drugs — the kind that are prescribed by a doctor and used by you at home. You can receive this coverage by enrolling [more…]

Medicare Advantage Costs

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Under the Medicare Advantage program, you can choose to receive your Medicare benefits through a private health plan, such as a HMO and a PPO, as an alternative [more…]

How to Get Medicare Surcharges Waived

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A lot can happen in the two years that pass between the year on which your income is assessed and the year in which surcharges are applied. For example, in the [more…]

Do You Pay Medicare Taxes While Receiving Medicare Benefits?

Copyright © 2014 AARP. All rights reserved.

This question is asked quite frequently: “I’m over 65 and still working, but I’m enrolled in Medicare. Should my employer still be deducting Medicare payroll [more…]

3 Ways to Reduce Out-Of-Pocket Expenses in Medicare

Copyright © 2014 AARP. All rights reserved.

Yes, Medicare comes with a lot of out-of-pocket costs: premiums, deductibles, and co-pays, not to mention those services you pay for because Medicare just doesn’t [more…]

About Purchasing Medigap Insurance

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Medicare supplemental insurance — always known as Medigap — isn’t a government program. It’s private supplemental insurance you can choose to buy separately to [more…]

How to Examine Medigap Policies

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The ten Medigap policies currently available are each labeled with a letter of the alphabet: A, B, C, D, F, G, K, L, M, and N. [more…]

Medicare Coverage of Care in a Nursing Facility

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Medicare Part A covers certain specialized services outside the hospital, most of which focus on nursing. Care in a skilled nursing facility is one type of care [more…]

Hospice Care Covered under Medicare

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Medicare began covering hospice care in 1983, and it’s one of the most generous benefits that the program provides — at little cost to terminally ill patients [more…]

Pregnancy and Childbirth Coverage under Medicare

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Medicare does indeed cover pregnancy and childbirth. Are you astonished? That’s probably because you see Medicare as a program only for people way past childbearing [more…]

9 Frequently Asked Questions about Medicare

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Here is an overview of the Medicare program: addressing common concerns about how Medicare is different from other types of health insurance; describing the four [more…]

Who’s Liable for the Medicare Surcharges?

Copyright © 2014 AARP. All rights reserved.

You’re required to pay higher premiums for Medicare Part B and Part D services if your modified adjusted gross income [more…]

Medicare's Higher-Income Premiums

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For most of its history, Medicare had no means-testing; everybody paid the same premium for its services. Even today, nobody is denied Medicare coverage on the [more…]

4 Ways to Lower Medicare Part D Drug Costs

Copyright © 2014 AARP. All rights reserved.

In many cases — though not all, admittedly — you can reduce the costs of prescription drugs through Medicare Part D without assistance from Extra Help or your [more…]

How Do You Qualify for Medicare?

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Qualifying for Medicare and being eligible for Medicare essentially mean the same thing: You’ve passed a legal hurdle that allows you to receive Medicare benefits [more…]

Some Common Medicare Qualification Myths

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“Qualifying for Medicare” actually means something very specific. Many people think that if they haven’t paid into the system by paying enough payroll taxes while [more…]

What Happens If You Pass Your Deadline for Medicare Part A?

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Here’s the good news: If you or your spouse paid enough payroll taxes while working, you automatically qualify for Medicare Part A services when you turn 65 and [more…]

Requirements for Enrolling in Medicare Part A

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You qualify to receive Medicare Part A benefits (without paying premiums for them) at age 65 or older if you’re a U.S. citizen or permanent legal resident [more…]

The Requirements for Enrolling in Medicare Parts B and D

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As you may expect, the different parts of Medicare come with different rules for eligibility as well as for coverage and costs. The following are some checklists [more…]

Qualify for Medicare Part A On Your Own Work Record

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You need to earn 40 work credits — sometimes called quarters of coverage — before becoming eligible for premium-free Medicare Part A benefits at age 65 or over [more…]

Qualify for Medicare Part A on Someone Else’s Work Record

Copyright © 2014 AARP. All rights reserved.

If you haven’t worked long enough to get Medicare Part A benefits without paying premiums, you may qualify on the work record of your current or former spouse [more…]

Qualify for Medicare under Age 65 on the Basis of Disability

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People with disabilities have historically had a hard time finding affordable health insurance because of their medical problems. But Medicare helps by covering [more…]

Medicare Coverage for Sufferers from Permanent Kidney Failure (ESRD)

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Permanent kidney failure is a chronic medical condition that is known as end-stage renal disease (ESRD) in Medicare. It means that your kidneys have stopped working [more…]

Health Care Options if You Can’t Get Medicare Yet

Copyright © 2014 AARP. All rights reserved.

Inevitably, in a system that is as patchworked together as American health care, some people slip through the net and don't qualify for Medicare when they might [more…]

When Is the Best Time to Enroll in Medicare?

Copyright © 2014 AARP. All rights reserved.

The timing of Medicare enrollment is critical. There’s really a world of difference between enrolling in Medicare when you’re retired and enrolling when you continue [more…]

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