Insurance - Life & Health

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How to Save on Individual Health Coverage

If you have or want individual health insurance coverage, you can do several things to help lower the costs of that health insurance, saving money while still having the protection of health coverage. [more…]

What Kinds of Insurance Do You Need?

Insurance protects you against the risk of the unknown. You probably wouldn’t even consider not having homeowner's or auto insurance, but you might not know what kind of insurance you need. Insurance is [more…]

Health Insurance Options for People Under 65

The majority of individuals and families have health insurance through their employers. You’re likely best off with your employer’s group plan than any other option available to you. Group coverage is [more…]

Medicare Health Insurance Options for People over 65

Prior to retirement, you’re likely covered by your employer’s health insurance plan. However, what do you do for health insurance after retirement? Many people postpone retirement until age 65 merely because [more…]

Deciding Whether to Buy Long-Term Healthcare Insurance

A few decades ago, when an elderly person needed healthcare assistance, she relied on her extended family. However, society has changed. If you can’t take care of yourself and you don’t have any family [more…]

Taking a Close Look at Disability Insurance

Your ability to earn money is one of the most significant assets that you have. Expenses often increase due to disability, while income is drastically reduced. In the event that you’re unable to continue [more…]

Evaluating Life Insurance Policies and Provisions

Life insurance is meant to replace your income if you die prematurely. If you’re married, in a committed relationship, or have children who depend on your income, you need life insurance. If you have a [more…]

How Much Life Insurance Do You Need?

You may know the type of life insurance you need, but how do you know how much coverage is best? To calculate how much life insurance you may need to support your surviving family, check out the Calculating [more…]

Insurance Shopping Tips

When it comes to shopping for life insurance, the Internet has leveled the playing field. You once would’ve had to work directly with an insurance agent to obtain life insurance. Nowadays, you can buy [more…]

Deciding If You Need Life Insurance in Canada

Building your estate is one way to ensure that your family will be taken care of — life insurance is another. Though life insurance is needed by some Canadians, others can go without it if their estate [more…]

Managing Your Money: Tips for Buying Health Insurance

Managing your money wisely includes taking a close look at health insurance. Facing serious, life threatening illness is traumatic, and your fear of health insurance coverage can make it worse. To ease [more…]

What Is Medicare Part B?

Medicare Part B is the supplemental program to Part A. Where Medicare Part A covers most of your emergency medical care, Part B is designed to handle more of your day-to-day medical needs. Part B is an [more…]

What Is Medicare Part A?

Medicare Part A is the hospital insurance portion of Medicare. Part A requires no premium for eligible beneficiaries. Part A should not be considered as maintenance or ongoing care, but more emergency, [more…]

What Is Medigap Insurance?

A Medigap policy is a health insurance policy sold through a private insurance company to help fill in the “gap” in Medicare’s costs. Medigap policies help pay some of the costs that original Medicare [more…]

What Is Medicare Part D Prescription Drug Program?

Medicare Part D is a relatively new prescription drug program. Part D allows seniors to have some form of insurance coverage that will enable them to get their prescription drugs at an affordable rate. [more…]

How Medicare Works as Government Health Insurance

Medicare is the government health insurance program for those who are either 65 or older, have certain disabilities, or have end-stage renal disease. All those who are eligible for Medicare or will become [more…]

10 Reasons to Start a Health Savings Account (HSA)

Opening a Health Savings Account (HSA) is one of the most important things you can do for yourself in the here and now. The benefits to you are both immediate and long term. Here are a few reasons for [more…]

How Disease Can Bankrupt a Family

Money isn’t always easy to talk about. The author shares details about herpersonal finances and her life.

Four years ago — seven days after my 30th birthday, and three months before my only daughter turned [more…]

Who Qualifies for Medicare

Medicare helps tens of millions of seniors and people with disabilities nationwide pay for healthcare. Medicare doesn't pay all of your medical bills, by any means. Nonetheless, it still gives a lot of [more…]

4 Consumer Information and Advocacy Organizations for Medicare

The nonprofit organizations listed below are leading sources of information on Medicare and act as advocates on behalf of Medicare beneficiaries within Congress and state legislatures. They want to hear [more…]

4 Resources for Saving Money on Prescription Drugs

Whether you're on Medicare or not, prescription drugs can get expensive. The following resources can help people with limited incomes save money on prescription drugs through various public and private [more…]

What You Need to Know about Medicare Wellness Checkups

Copyright © 2014 AARP. All rights reserved.

When is a physical not a physical? Many people think that the Medicare annual wellness visit — a new free benefit created under the Affordable Care Act — is the [more…]

10 Options for Medical Coverage in Retirement

Copyright © 2014 AARP. All rights reserved.

Unless you'll receive retiree health benefits from an employer or union, you need to consider what medical coverage you can get if you retire before or after [more…]

A Few Key Medicare Do's and Don'ts

Copyright © 2014 AARP. All rights reserved.

Medicare is a key program for millions of older Americans, but many don't really understand how Medicare works because they lack accurate information. Medicare [more…]

Enrolling in Medicare at the Right Time for You

Copyright © 2014 AARP. All rights reserved.

The right time for Medicare enrollment depends on your circumstances. But if you don't enroll in Medicare at the right time for you and then you try to enroll [more…]

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