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What Is Medicare Part A?

Medicare Part A is the hospital insurance portion of Medicare. Part A requires no premium for eligible beneficiaries. Part A should not be considered as maintenance or ongoing care, but more emergency, [more…]

What Is Medigap Insurance?

A Medigap policy is a health insurance policy sold through a private insurance company to help fill in the “gap” in Medicare’s costs. Medigap policies help pay some of the costs that original Medicare [more…]

What Is Medicare Part D Prescription Drug Program?

Medicare Part D is a relatively new prescription drug program. Part D allows seniors to have some form of insurance coverage that will enable them to get their prescription drugs at an affordable rate. [more…]

How Medicare Works as Government Health Insurance

Medicare is the government health insurance program for those who are either 65 or older, have certain disabilities, or have end-stage renal disease. All those who are eligible for Medicare or will become [more…]

Exploring Renters Insurance and Condo Insurance

Once, most apartment renters and condo owners never considered buying homeowners-type insurance to protect their valuables. Now, however, renters insurance or condo insurance on the contents of your apartment [more…]

Ten Reasons to Start a Health Savings Account (HSA)

Opening a Health Savings Account (HSA) is one of the most important things you can do for yourself in the here and now. The benefits to you are both immediate and long term. Here are a few reasons for [more…]

How Disease Can Bankrupt a Family

Money isn’t always easy to talk about. The author shares details about herpersonal finances and her life.

Four years ago — seven days after my 30th birthday, and three months before my only daughter turned [more…]

Claim Natural Disaster Home Damage on Your Taxes

2012 wasn’t a great year for homeowners—and that's not even considering foreclosures. There were wildfires, tornadoes, flooding, mudslides, more wildfires, more tornadoes and, oh, yeah, Hurricane Sandy [more…]

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