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Fixed-rate Mortgages
How to Decide Whether to Refinance a Fixed-Rate Mortgage
If you have a fixed-rate mortgage and interest rates drop, you may want to refinance the same mortgage loan to reduce your monthly payments. The following table shows monthly payments for 15- and 30-year [more…]
Preparing to Sell Real Estate
How to Stage Your Kitchen for Home Showings
Staging a kitchen for house tours calls for cleaning up clutter; painting walls; making appliances sparkle; and completing repairs and updates. Natural touches - like flowers or fresh fruit - can attract [more…]Selling Real Estate
Tax Rules for Selling Your Home
Until recently, if you purchased a home, you were required to keep track of the original cost and the cost of improvements to the home for tax purposes. Then, when you sold the home, if you made a profit [more…]
Preparing to Sell Real Estate
Identifying the Most Desirable Home Features
Home buyers are looking for energy efficiency when they shop for houses, along with upgraded features, such as specialty rooms. Lots of storage throughout the house attracts potential home buyers, who [more…]Buying Real Estate
Buying an Owner-Occupied HUD Home
First-time buyers often finance their homes through the federal government, primarily by way of FHA-insured loans. When the property owner fails to make mortgage payments on the property, FHA initiates [more…]
