Estate Planning with Homestead Statutes in Mind
You definitely want your home to be protected after you die. Some states have homestead allowance statutes to make sure that your spouse and any minor children have a place to live after you die. Your [more…]
Are You Spending Too Much for Investment Management?
Many people believe they must spend a lot of money to receive quality investment management services. That may have been true once, but it isn’t true any longer. Professional investment management services [more…]
Estate Planning First Steps: How Much Is Your Estate Worth?
Estate planning is all about what you want to have happen to you, your dependents, and your stuff when you’re gone. Estate planning also covers what happens if you’re alive but can’t make decisions for [more…]
Understanding Estate Planning Designations
Estate planning provides for the efficient and effective transfer of assets at your death. You may have heard of terms like joint tenants and beneficiary designations [more…]
Bypassing Probate with Beneficiary Designations
You may be able to meet your estate planning goals very simply through the proper use of beneficiary designations. You’re likely familiar with beneficiary designations on life insurance policies, 401 [more…]
What Is a Living Trust?
A living trust is a legal document created by you (the grantor) during your lifetime. Just like a will, a living trust spells out exactly what your desires are with regard to your assets, your dependents [more…]
Going Beyond a Will: Other Estate-Planning Documents You Need
Even with all your assets properly titled, your beneficiary designations in order, and a will or revocable living trust in place, you still have a few very important issues to take care of and documents [more…]
How Financial Advisors Get Paid
When choosing a financial advisor, it helps to understand how your advisor gets paid because those who live off commissions may have different goals than advisors who work on salary. All people in the [more…]
How to Select a Personal Financial Advisor
Savvy consumers interview a few different financial advisors to learn more about each one’s background, experience, specialties, and target clientele, as well as his or her listening skills and communication [more…]
