How to Defer or Discharge Student Loan Debt
Under special circumstances, you can receive a deferment on the repayment of your federal student loans. You may even get your entire student loan debt forgiven [more…]
Comparing Leasing a Vehicle with Buying Your Car
Leasing is a fast and easy way to get a car with little or no down payment. Monthly lease payments usually are less than loan payments for a new car. Additionally, you’ll encounter less paperwork, inspections [more…]
Understand Your Credit Consumer Rights
Federal laws and agencies govern lender behavior when you apply for and use credit, protecting you from creditors who engage in illegal or bad credit practices. [more…]
How to Use Home Equity to Consolidate Debts
If you have credit card debt, a second mortgage, or other loans in addition to your first mortgage, debt consolidation can take a chunk out of your monthly expenses, freeing up money to cover other bills [more…]
How to Take Control when Foreclosure Looms
If you sense that your financial situation has taken a turn for the worse and foreclosure may be on the horizon, deal with possible foreclosure as best you can. You and the rest of your household need [more…]
Go Car Shopping with Your Loan Options in Order
Shopping for car financing in advance can mean a better car loan. Compare the Annual Percentage Rates (APRs) of different loans. If all other things are equal, the car loan with the lowest APR is the best [more…]
Borrowing Money for Your Child's College Education
After you've tapped out all other options, borrowing money to pay for college is your last resort. Your student should exhaust her borrowing options before you consider taking on any debt to pay for her [more…]
Loans to Avoid When Looking for Financial Help
If you don’t have enough money to pay all your living expenses and debts, do not take out a loan that will compound your financial problems. Although personal loans may give you temporary financial relief [more…]
