How to Get Out of Debt

If you’re living with a large debt, putting together a budget — an itemized account of income and expenses — is only the first step to getting your financial house in order. You may need to take some bold [more…]

Tracking and Reducing Your Credit Card Debt

Are you losing sleep because of debt? Are you wasting money on finance charges and feel like you can’t get ahead? With an aggressive debt-reduction plan and persistence, you can wipe out that debt — sooner [more…]

How to Create a Monthly Budget

Does the word budget send chills up your spine? It shouldn’t. Budgets allow you to have some control over what you spend. A monthly budget can help you to decide how to spend your money, plan for your [more…]

How to Reduce Your Debt with a Debt Management Plan

Your debt counselor may recommend a debt management plan to help you to pay off your obligations if reducing your expenses and making more money are not possible. Many creditors offer special concessions [more…]

Developing Money-Saving Shopping Habits

Don’t allow your shopping trips to turn into a spending frenzy. Many simple tricks can help you save money. Take time to think about how you spend. It takes about 12 weeks to develop a habit, and developing [more…]