Insurance Information to Gather at the Scene of an Auto Accident

Part of the Insurance For Dummies Cheat Sheet

When you’re in a car accident, it’s easy to forget what information you need — you’re shaken up and rattled. But for your insurance company and that of any other people involved, carry a copy of the following list in your glove compartment so that you get all the information you need to protect yourself and expedite your insurance claim.

  • Date and time of accident

  • Accident location (take photos if you have a cellphone with a camera)

  • Name, address, phone number, and driver’s license number of the driver of the other vehicle

  • Injuries (for each person)

  • Name, address, and phone number of each witness

  • Police department responding, including phone number

  • Police case number

  • Police officer’s name

  • Tickets issued (if any)

  • Name, address, and phone number of each passenger in your vehicle

  • Name, address, and phone number of each passenger in the other vehicle

  • Name, address, phone number, and driver’s license number of the owner of the other vehicle (if different from driver)

  • The year, make, model, license plate number, and vehicle identification number (VIN) of the other vehicle

  • The insurance company, insurance agent (name and phone number), and policy number of the other vehicle’s driver

  • The insurance company, insurance agent (name and phone number), and policy number of the other vehicle’s owner (if different from driver)

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