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Retailers can use a service called Give.mobi and QR Codes to sell their products or services. The QR Code links users to a mobile-ready page where they can make a purchase via PayPal or enter their credit card information.

A sign of things to come here in the United States is a trial program by PayPal in Singapore that allows commuters in 15 metro stations to make purchases using QR Codes. It takes only three easy steps. Commuters scan the QR Code next to the product they want to purchase, pay via PayPal or credit card, and choose either pickup or delivery. That’s it!

Buying stuff with QR Codes is easy when you have an account with PayPal (or with Google Wallet, or with a host of other competitors that hope to make a fortune in this profitable space) because you don’t have to keep reentering your credit card information.

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Initiating a program like this in Singapore makes sense because smartphone adoption is 70 percent, nearly twenty points higher than in the United States. However, with the rise of mobile devices in the U.S., it’s only a matter of time before the much-touted mobile wallet becomes a reality here.

LevelUp, a Boston based startup, is using QR Codes to make mobile payments more mainstream with small businesses. If you’ve ever used Starbucks mobile payment app or stood in line behind someone who did, LevelUp works much in the same way.

After you sign up and register a credit card number with LevelUp, you get a unique QR Code that can either be scanned by a smartphone or waved in front of a terminal at the business. After Starbucks, LevelUp is the second largest player in the mobile payment sector, processing nearly a million dollar in payments a month.

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