How to Create an Inventory of Your Financial, Hardware, and Utilities and Services Internet Account Passwords
In a perfect world, you wouldn’t need to write down your internet account passwords to remember them. You might not even need passwords in a perfect world. And the ice cream would be free, too. You don’t live in that world, though, so this gives you a place to record passwords to reference when your memory fails you.
The passwords you create for sensitive financial information, including bank accounts, credit cards, and loans, are some of your most important passwords. You should never repeat a password across multiple financial accounts. Make every password unique!
IRA and other retirement accounts
Credit score–reporting services
Financial-planning software (including Quicken or Mint)
Tax preparation software
Payroll and paycheck services
Auto, student, or other loans
Gadgets and hardware often require passwords to access user screens or applications. As long as you don’t let anybody else use these devices, you’re probably pretty safe with these passwords. But still, make sure you don’t leave these passwords lying around near the gadgets in question — just to be safe.
iPad or other tablet
iPhone or other smartphone
Home Wi-Fi network
Utilities and Services passwords
This list includes passwords associated with the bills you pay every month, week, or year. As much as you’re hoping somebody else will pay them for you, use a unique password for each of these accounts. These accounts often store sensitive information like bank account numbers or other personally identifiable information. The better sites store this information securely, but why take the risk?
Home phone (landline)
Internet service provider
Cable or satellite television
Medical (including care providers, facilities, and pharmacies)
Insurance (including health, auto, and home)
Reimbursement savings accounts
Bureau or Department of Motor Vehicles
Other bill-paying accounts